When you factor in collection time, employee hours and the operational expenses associated with processing Non-Sufficient Funds (NSF) items, collecting on bad checks can often be a costly, frustrating and time-consuming process. Our convenient, no-cost Returned Check Processing service has been proven to eliminate up to 80 percent of all un-recovered returned checks – drastically reducing your internal expenses, improving operational efficiency, and even creating a new revenue stream for your utility.

Key Features

  • SEDC handles the process to recoup funds from NSF transactions
  • Your utility receives a portion of any processing fees collected by SEDC
  • Special SEDC check endorsement assures items will move through the recovery process
  • Your utility remains paid as rejected checks are re-presented up to two times
  • All NSF items are consolidated into a central SEDC account, reducing fees assessed by the bank


Eliminate manual processing of returned checks.

Stop revenue loss from collection-related operational expenses.

Increase success rate of NSF collections with little-to-no dedicated utility man-hours.

Reduce vehicle and labor expenses associated with delinquent notices and disconnects.

Create a new revenue stream when you receive a portion of any processing fees.

Increase the percentage of recovery by using SEDC’s electronic re-presentment capabilities.

Reduce adversarial customer calls, as well as the cost associated with mailing past due notices.